January Recap & Spring 2025 Forecast: What’s Next for Buyers, Sellers, and Rates?

As January 2025 winds down, Derick and Stephen take a deep dive into the key trends shaping the housing and mortgage markets. In this episode of The Brutally Honest Loan Officers, they explore:

• Why mortgage rates are staying near 7% and how that impacts buyers
• The ongoing home shortage of 4.5 million properties and its effect on prices
• Slowing home price appreciation in 2025—what buyers and sellers should know
• Changes in buyer demographics: The rise of multigenerational homes and all-cash purchases
• New tech in real estate: How AI, blockchain, and borrower portals are streamlining the process
• What’s next for spring 2025: Regional price trends, rate expectations, and the affordability outlook

Tune in for brutally honest advice to help you navigate this evolving market with confidence!